How to do Bank to M-PESA and M-PESA to Bank Bank to M-PESA

What is M-PESA to Bank Transfer?

This service is available to M-PESA registered customers through:

The PayBill functionality on the M-PESA menu
Via USSD for Bank to M-PESA.
<!-- adsense -->

Business Numbers and USSD codes for various institutions

**To use this service, you must be registered for mobile banking with your bank.
BANK Bank to M-PESA (USSD) M-PESA to Bank (PayBill no.)
1 Bank of Africa(BOA) *987# 972900
2 Barclays Bank K LTD *224# 303030
3 CFC Stanbic *208# 600100
4 Chase Bank *275# 552800
5 Comm. Bank of Africa *654# 880100
6 Consolidated Bank LTD *262# 508400
7 Co-operative Bank *667# 400200
8 Credit Bank *669# 972700
9 Diamond Trust Bank(DTB) *385# 516600
10 Ecobank *335# 700201
11 Equatorial Commercial Bank *286# 498100
12 Equity Bank *247# 247247
13 Family Bank Ltd *325# 222111
14 Faulu DTM *339# 328585
15 First Community Bank Ltd *342# 919700
16 GTBank Kenya Ltd 910200
17 Gulf African Bank *399# 985050
18 Housing Finance Company LTD *231# 100400
19 I & M Bank Limited *458# 542542
20 IMPERIAL BANK LTD *356# 800100
21 Jamii Bora Bank *344# 529901
22 KCB *522# 522522
23 K-REP BANK *527# 111999
24 KWFTDTM *378# 101200
25 Musoni *279# 514000
26 National Bank *625# 547700
27 NIC Bank Limited *488# 488488
28 Post Office Savings Bank *498# 200999
29 Rafiki DTM *366# 802200
30 SMEP DTM *741# 777001
31 Standard Chartered Bank *722# 329329
32 Transnational Bank *862# 862862
33 UBA Bank *368# 559900
34 Vision Fund Kenya *985# 200555; 549900
35 ABC Bank 111777
36 CITIBANK N.A KENYA 100229
37 Prime Bank Via Bank App 982800
38 Uwezo DTM 504600

Benefits of this service to the customer

Convenience : You can access money from your account any time
whether the bank is open or not
Save on time and the cost of travelling to your branch and queuing
Reduction of risk associated with handling cash
Very convenient in emergency situations – You can access the funds
in your account fast.
Cash withdrawn is available on M-PESA and can be used to pay
utility bills, pay for purchases and money transfer. (E.g. withdraw
2000 from your bank account and immediately pay your water bill and
buy your power tokens all from the comfort of your house.)
Gives customers 24 hours access to money in their bank account

How to do Bank to M-PESA/ M-PESA to Bank
Bank to M-PESA

This is via USSD (short) code.
You need to register for mobile banking or internet banking
with your branch to get the short code to allow you move money from
your bank account into your M-PESA account conveniently.
The customers simply dials the USSD number and follows
instructions (this menu is different for different banks)

M-PESA to Bank

This is done via paybill.
Steps:
Go to M-PESA menu on your phone
Go to Lipa na M-PESA, paybill option
Paybill - enter bank business number (consult with bank)
Enter account number which is your bank account number
Enter amount
Enter M-PESA pin.
SMS confirmation received on phone
Bless!